PayPal fee calculator.
Find out how much of a payment you keep after PayPal fees, or how much to invoice so you receive an exact amount. The rates are editable, because PayPal's fees vary by country, by payment type and over time.
- Free, no sign-up
- Runs in your browser. Nothing you enter is sent to us.
Defaults: PayPal's standard US commercial rates. Check PayPal's fee page for your country and edit them to match.
Results
How to use the PayPal Fee Calculator
- Choose "I'll be paid" to see what you keep, or "I want to receive" to see what to invoice.
- Enter the amount.
- Check the fee rates match your account. Tick "International" if the buyer is in another country.
- Copy the invoice amount, or note the fee for your records.
How PayPal fees work
For a commercial payment, PayPal takes a percentage of the amount plus a small fixed fee in the currency received. The default here is PayPal's standard US rate for card and PayPal checkout payments, 3.49% plus $0.49. Payments from a buyer in another country usually add an international fee (around 1.5% in the US), and converting currencies adds a further margin on the exchange rate.
Rates differ by country, by account type and by how the buyer pays, and PayPal changes them from time to time. Always check the "merchant fees" page for your country and edit the rates here to match.
Invoicing so you receive the full amount
To receive exactly $500 you can't simply add 3.49%, because the fee is charged on the larger total too. The right formula is: invoice = (amount + fixed fee) ÷ (1 − percentage). That's what the "I want to receive" mode calculates. Check your contract and PayPal's rules before passing fees on to buyers: some regions and card schemes restrict surcharging.
Payments in Pakistan
PayPal doesn't support receiving payments in Pakistan. Freelancers and businesses here usually use Payoneer, Wise, direct bank transfer, or local gateways such as JazzCash, Easypaisa and card processors for local sales. Fees on those work in a similar way: a percentage, sometimes a fixed fee, and a currency conversion margin. Set the rates here to match whichever you use.
If you sell online, the payment options on your own website matter as much as the fees. Our WooCommerce development service sets up local and international payments properly.
About the PayPal Fee Calculator.
How much does PayPal take per transaction?
For US commercial payments, the standard rate is 3.49% plus $0.49, plus around 1.5% for international payments. Rates vary by country and change over time, so check PayPal's fee page for yours.
How do I calculate the amount to invoice to cover PayPal fees?
Invoice = (amount you want + fixed fee) ÷ (1 − fee percentage). The "I want to receive" mode does this for you.
Can I use PayPal in Pakistan?
PayPal does not support receiving payments in Pakistan. Common alternatives are Payoneer, Wise, bank transfer and local gateways.
Are these fees exact?
They are as exact as the rates you enter. The defaults are PayPal's standard US commercial rates; your account may differ.
Does PayPal charge to send money to friends?
Domestic personal payments funded by a PayPal balance or bank are often free, but card-funded and international personal payments have fees. This calculator is for commercial payments.
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